If you’ve been injured in an Uber accident, you may wonder whether Uber can be held accountable for their driver’s negligence. Rideshare accidents involve complex liability issues, and determining fault isn’t always straightforward. If you or a loved one has been hurt, consulting an Uber accident attorney can help you understand your legal rights and pursue fair compensation. At Bojat Law Group, we specialize in rideshare accident cases and fight to hold negligent parties accountable.
How Uber’s Insurance and Liability Work
Uber provides insurance coverage for its drivers, but the level of protection depends on the driver’s status at the time of the accident:
- Driver Off-Duty (Not Logged into the App) – Uber provides no coverage. The driver’s personal auto insurance applies.
- Driver Logged In, Waiting for a Ride Request – Uber offers contingent liability coverage (up to
- 50,000 per person/
- 50,000 per person/100,000 per accident for injuries, and $25,000 for property damage).
- Driver En Route to Pick Up a Passenger or Transporting One – Uber’s $1 million commercial liability policy applies.
Despite this coverage, Uber often tries to avoid responsibility by arguing that drivers are independent contractors, not employees. An experienced Uber accident attorney can help challenge these claims.
When Is Uber Liable for a Driver’s Negligence?
Uber may be held responsible if:
✔ The Driver Was On the Job – If the accident happened while the driver was actively working (accepting rides or transporting passengers), Uber’s insurance should cover damages.
✔ Uber Failed to Properly Screen the Driver – Uber must conduct background checks; if they negligently hired a dangerous driver, they could be liable.
✔ The Driver Was Following Uber’s Policies – If Uber’s app or policies contributed to the accident (e.g., pressuring drivers to speed), the company may share fault.
However, Uber will often deny liability, making legal representation essential.
Challenges in Uber Accident Claims
- Insurance Delays & Denials – Uber’s insurers may downplay injuries or argue the driver wasn’t at fault.
- Independent Contractor Loophole – Uber claims drivers aren’t employees to avoid liability.
- Multiple At-Fault Parties – Other drivers, Uber, or even vehicle manufacturers could share blame.
A skilled Uber accident attorney can investigate the crash, gather evidence, and build a strong case against all responsible parties.
What to Do After an Uber Accident
- Seek Medical Attention – Even if injuries seem minor, some symptoms appear later.
- Report the Accident – Notify Uber through the app and call the police for an official report.
- Gather Evidence – Take photos, get witness statements, and save medical records.
- Avoid Speaking to Insurance Adjusters – Uber’s insurer may try to record your statement to minimize your claim.
- Contact a Lawyer – An attorney can handle negotiations and ensure you don’t settle for less than you deserve.
How an Uber Accident Attorney Can Help
At Bojat Law Group, we:
- Investigate the accident to prove Uber’s liability
- Handle all communications with Uber’s insurance company
- Calculate full compensation (medical bills, lost wages, pain & suffering)
- Fight for maximum settlement or take your case to trial if needed
Don’t Let Uber Deny Your Claim—Call Us Today!
If you’ve been injured in an Uber accident, you need an aggressive legal team on your side. At Bojat Law Group, our Uber accident attorney will hold negligent drivers and corporations accountable.
📞 Call (818) 877-4878 now for a free consultation! Let us fight for the justice and compensation you deserve.
